Up Your Score: The Underground Guide to the SAT 2009-2010 Edition [Paperback]








Thursday, December 22, 2011

How To Become A Pharmacist

How To Become A Pharmacist


Many students these days are pursuing a career in pharmacy. And I can't blame them. Some advanTAGes of becoming a pharmacist are:

1) Starting salary can be anywhere from ,000 to 0,000 depending on location and need

2) A pharmacist's work schedules are flexible. You can work 7 on and 7 off, work during the evenings or work the usual 9-5 Job

3) You will come out with less debt compared to other health professional schools.

4) You can become a fully-fledge licensed pharmacist in your early 20s and do not have to complete a residency

5) You won't have to deal with blood

There are many other advanTAGes to becoming a pharmacist. Above are just a handful of them.

Now, how can you become a pharmacist?

If you are in high school and are interested in pharmacy school, I recomMend that you take a look at a few 0-6 years program schools. This program works this way. The high school student applies into this program. As long as the students get the minimum grade point average (GPA) and SAT scores they should be able to get into the program. An interview may be required at some schools, so please check with each individual school. After 2 years of pre-requisite coursework with high marks, the student then proceed into the pharmacy school, where they complete either 3 or 4 years of pharmacy school coursework. Once completed, the student can opt to a 1 year residency or could go out and practice pharmacy immediately.

The shortest 0-6 years program school is University of the Pacific's (UOP) School of Pharmacy located in Stockton, CA. They offer a program that is as short as 5 years.

Below are some schools that offer 0-6 year programs:

Albany College of Pharmacy, Duquesne University, Florida A & M University, Hampton University Massachusetts - Boston, Northeastern University, Ohio Northern University, Philadelphia, Rutgers University, St. John's University, St. Louis College of Pharmacy, University of Connecticut, University of Findlay, University of Missouri at Kansas City, University of Rhode Island, University of Texas at Austin, University of the Pacific and University of Pittsburgh

Now if you are a college student or non-traditional student, the road to becoming a pharmacist is similar to a high school student. Basically, you'll need to complete the pharmacy school requireMents, take the Pharmacy College Admissions Test (PCAT - if appropriate) and apply to the pharmacy school of your choice. There are many roadblocks that a student who are applying to pharmacy school may face. These questions include: How do I prepare myself to apply to pharmacy school? What should I major in? What extracurricular activities should I be involved in? Do I need to graduate with a bachelor's degree? Etc.

How To Get Into Pharmacy School ebook will show you how one student got into the pharmacy school of his choice within 4 short months after applying.

After graduating from pharmacy school, the student is now a fully-fledged pharmacist and only after becoming licensed, by taking the required test for the state the student is interested in practicing in, then he or she can begin working as a pharmacist.

As a pharmacist, you must renew your licensure every 2 years. This licensure process requires the pharmacist to take 30 units of Continuing Education (CE) classes either online or by signing up for a class. Other than this, the pharmacist can enjoy his or her career in the field of pharmacy.




Sunday, December 4, 2011

How You Can Get A Bad Credit Loan

How You Can Get A Bad Credit Loan


Recently, my significant other and I decided to purchase a house. We were unaware of the fact that we had bad credit until we sat down with a mortgage lender who told us our credit scores were terrible. He suggested a bad credit loan.

Bad credit is caused by a number of things. The primary cause of bad credit is bankruptcy. Typical bankruptcy is an eleventh hour sort of deal for most people. It is the final solution to serious debt problems. However, a bankruptcy, whether it clears everything or simply reorganizes your debt for you so you can manage it, lasts for seven years on your credit record. It is a major signal to lenders that you are not to be trusted with loans. As a result, it can cause a very poor credit score. Another primary cause of poor credit is making late payMents on a regular basis. It signals to most lenders that you are simply untrustworthy of making your payMents on time. That makes you a high risk customer. The later you are with your payments, the lower your credit score will be.

Even if you have bad credit, though, you may still qualify for a bad credit loan. A bad credit loan is a good option for those who cannot qualify for regular loans. They come in many forms including mortgages, car loans, debt consolidation loans, and Fast cash loans. Deciding which bad credit loan is right for you will, of course, depend on your purpose for getting the loan.

If you're looking to get a bad credit debt consolidation loan, you can do this one of two ways. First, you can get a secured loan by offering your home as collateral. This does, however, mean that if you screw this loan up, you will lose your home, no questions asked. You can also get an unsecured loan, but these can be a bit harder to qualify for, and you will not be able to borrow as much as you can with an unsecured loan.

Lenders loan money to people with poor credit for several reasons, but one important thing to remember about bad credit loans is that their terms are often stiffer than regular loans. Lenders will typically charge much higher interest rates on any type of bad credit loans. This not only makes your monthly payments higher, it also makes the total amount you will owe the loan company substantially higher.

While obtaining a bad credit loan can be more difficult, and they can cost more in the long run, it can help you to reestablish your line of credit after you have experienced credit problems. For us, a bad credit loan was the solution to home ownership. Perhaps when our credit report looks a bit sunnier, we can refinance and leave the world of bad credit loans for the world of loans that offer better rates.